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By May, over 42 thousand young people have resorted to 100% financing in housing credit.

Over 42,000 young people have accessed this new measure. Let's remember the access requirements.

07 Jul 20253 min

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Until May 31st, over 42 thousand young people resorted to public guarantee with 100% financing in housing credit.

According to data collected until May 31, shared on Notícias ao Minuto, more than 42 thousand young people have resorted to public guarantee in housing credit.

It is precisely by looking at the middle class, and at the middle class in particular, that we have implemented a tax exemption system on IMT and Stamp Duty, along with a public guarantee. "I am able to say, until May 31, it has already been used by 42,740 beneficiaries," said the Prime Minister. [Source: www.poupancanominuto.com]

Remember that this is a measure that allows young people up to 35 years old to access 100% financing in housing credit, implemented by the last government, led by Luís Montenegro.  

What are the requirements to access the public guarantee with 100% financing in mortgage credit?

Besides this, there are also other requirements, such as:

  • Have a tax residence in Portugal.
  • The property cannot have a value exceeding 450 thousand euros.
  • Not be the owner of another residential property.
  • The annual income of the household cannot exceed the 8th IRS bracket.

Do you want to access 100% financed young housing credit? The credit intermediaries of Poupança no Minuto can already advance with your process, helping with all the bureaucratic part, without you paying anything for it! Contact an agent now to get started: Contact

Savings in a Minute is a brand owned by Financefy, S.A., a credit intermediary registered with the Bank of Portugal under number 0006860. Authorized services include: Presentation or proposal of credit contracts to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work regarding credit contracts that have not been presented or proposed by them. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Union De Créditos Inmobiliários, S.A., Establecimiento Financiero De Crédito (Sociedad Unipersonal) - Branch in Portugal, Bni - Banco De Negócios Internacional (Europa), S.A., Banco Bic Português, Sa, Unicre - Institution Financial Credit, S.A.  

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.