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Diretor de operações, João Lemos

Listen to our Commercial Director, João Lemos, and find out how to save on credit.

As the elected Credit Intermediary of the Year, our 100% digital platform aims to simplify access to credit and eliminate bureaucracy. It was featured on the Product of the Year podcast, with our Commercial Director, João Lemos. Read all about the participation and learn how to save on credit.

23 Jun 20252 min

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The importance of saving time in accessing credit.

In the episode of the Product of the Year podcast, the Commercial Director of Poupança no Minuto, João Lemos, explained how our institution was born out of the need to create a more agile, transparent service and adapted to the demands of modern consumers.

In a sector where slowness and bureaucracy still prevail, Poupança no Minuto stands out for its speed of response and simplicity in the credit process.

"Today, no one has time to go from bank to bank or waste hours on paperwork. Our mission is to take care of everything for you, with personalized and 100% digital solutions," emphasizes João Lemos.

Credit intermediation digital: A new approach

With 12 banking partners and completely remote service, as a credit intermediary, we position ourselves as a real alternative to traditional credit intermediaries.

The key is in a humanized and technological approach that allows offering tailored credit simulations, advice, and proposals quickly and without leaving home. (Source: Poupanca No Minuto)

Main advantages of Instant Savings Account:  

  • Free and 100% digital service.
  • Specialized team in home and personal credit;
  • Comparison of proposals with 12 partner banks;
  • Personalized support until final approval.  

"Time is everything - and we take care of the rest"  

This is the positioning that guides our entire operation. João Lemos highlighted in the podcast that listening to the customer, understanding the customer's context, and acting quickly are the pillars of success.

We believe that innovation is also to know how to deliver at the right time - and without complications.

Access complete interview

Want to know more about how the Poupança no Minuto service works and how you can save time and money on credit contracting?

Listen to the full episode with João Lemos on the Product of the Year podcast, or contact an agent directly here.

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Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.